Afin Bank has joined the lender panel of Brilliant Solutions Mortgage Club and Packaging Panel.
The partnership will give brokers greater access to Afin’s range of residential and buy-to-let products, which are designed with flexibility in mind, particularly for foreign nationals living and working in England and Wales on valid visas.
The lender also focuses on other underserved borrower segments, including the self-employed with complex incomes, and professionals needing higher loan-to-value or loan-to-income ratios.
James Briggs, intermediary sales director at Afin Bank, said the long-standing relationship with Brilliant Solutions made the decision straightforward.
“Having worked with the team at Brilliant Solutions since 2013, this was an easy choice for us,” he said.
“Their enthusiasm and entrepreneurial spirit shines through in everything they do. In my experience, the Brilliant Solutions DA’s are excellent problem solvers, always determined to find the right solution for clients.”
Briggs added that the dual offering of packager and mortgage club under a single umbrella would help broaden the lender’s reach. “It allows Afin Bank to spread its message far and wide, helping to improve financial inclusion amongst the underserved. It also means we can reach and support even more brokers and their clients.”
Brilliant Solutions managing director Michael Craig welcomed the addition to the panel, describing Afin’s manual underwriting approach as a timely solution for brokers grappling with growing case complexity. “We’re thrilled to welcome Afin Bank to our lender panel,” he said.
“Their focus on visa clients and flexible, manual underwriting is exactly what many of our DA firms and network partners have been asking for. In a market that’s crying out for lenders willing to say ‘yes’ more often – particularly on non-standard cases – Afin delivers a proposition that stands out.”
Craig added that the bank’s ability to take a common-sense approach, backed by experienced underwriters rather than automated decline systems, offered brokers more confidence to place challenging cases.
“With more clients than ever coming from diverse backgrounds and non-traditional circumstances, Afin Bank offers a much-needed solution that helps brokers support more customers and grow their business at the same time,” he said.
